Millions of Americans struggle with substance abuse problems annually, making it one of the most common mental health disorders in the country. Addiction also doesn’t discriminate. Anyone, regardless of age, income, race or gender, can suffer from a substance abuse problem. Addiction is a chronic, incurable disease, meaning it requires life long management and treatment in order to maintain sobriety and abstinence. But, does insurance cover rehab?
Seeking help from a treatment center can greatly improve your ability to recover from a drug or alcohol problem. Treatment centers provide you with evidence-based treatments, education, and support to help guide you during your recovery process.
Although the cost of treatment may seem like a barrier, insurance companies are required to offer coverage for substance abuse treatment. While what your specific health insurance plan covers is unique, health insurance can significantly reduce the cost of treatment and rehab admissions.
Does Insurance Cover Rehab?
So, does insurance cover rehab? The short answer is yes, however, how much your insurance company covers varies depending on your plan and your treatment provider. The best way to know how much of your treatment will be covered by your insurance company is to speak directly with your treatment provider.
Changes to medical insurance laws, such as the Affordable Care Act, ensure that those with health insurance are able to more easily afford mental health and substance abuse treatment. Rehab admissions departments can help you better understand if you will have any out of pocket expenses related to treatment.
How is Addiction Treated?
Addiction is a chronic condition that can change your body and your brain chemistry.Addiction can:
- Change your brain’s pleasure and reward center
- Lead to physical dependency
- Impair your cognitive functioning
- Damage your short term and long-term memory
- Cause medical problems, such as liver damage
- Negatively impact your personal life, career, and finances
Addiction can impact so many different aspects of your life, treatment is a very important step in the recovery process. Substance abuse treatment provide you with the education, tools, and guidance to learn how to manage things like triggers, cravings, and stress.
Cognitive and dialectic behavioral therapy are two types of evidence-based treatments. They seek to help you learn how to identify negative thoughts and feelings and learn how to control your actions and emotions.
Addiction causes your body and mind to crave your substance of choice, especially if you are exposed to triggers. Treatment can help you learn how to avoid and manage triggers in a healthy manner. Likewise, treatment teaches you ways to positively cope with cravings. Treatment can also include your family members, spouse, and loved ones.
Reaching Out for Help Today
If you are struggling with a substance abuse problem, you may be wondering does insurance cover rehab? Luckily, insurance providers must cover substance abuse treatment in the same way as medical conditions. Gateway Foundation Pekin, the nation’s largest non-profit substance abuse treatment center, is here to help you on your recovery journey. Call us today at [Direct] to find out more about our programs and how they can help you recover.